Moniepoint is a fintech company in Nigeria with microfinance functionality. It doesn’t have or provides an API services to third-party financial companies. The company, through Monnify, offers API services to other businesses.
Monnify is a payment gateway developed by Moniepoint. Monnify is one of the products offered by Moniepoint and through Monnify, Moniepoint provides API.
Monnify enables businesses to accept various payment methods, such as card payments, bank transfers, USSD, and more.
In a nutshell, Moniepoint does not directly provide an API service through it personal banking app or business banking app. It provides API through Monnify—one of its payment infrastructure.