USSD banking is still one of the major gateway to our bank accounts when we’re out of internet coverage in Nigeria. Well, I can say the GenZ are not entirely familiar with it but their parents know what USSD transfer code can do.
In this article, I’m going to walk you through the simple step by steps process to activate and use USSD code to transfer from your OPay account to any bank account of your choice in Nigeria.
The OPay USSD code is a simple way to use your phone to send money, pay bills, and check your account balance without needing the internet.
It works by dialing a special short code on your phone—starting with *955#—and then follow the instructions on the screen to carry out your desire transaction.
The OPay USSD code is a fast and easy way to do things like transfer money or buy airtime, especially if you don’t have a smartphone or internet connection.
Now that you’ve known what OPay USSD code can do, let’s dive into how you can activate it and start using it for transactions. OPay is the most used digital bank in Nigeria. So, 8 out of 10 households are using the mobile money app for their day-to-day transfers.
Must Read: Chipper Cash USSD Code NOT Working? Here’s how to Fix.
How to Activate USSD on OPAY
To activate USSD banking for your OPay account in Nigeria is a very straightforward process. All you need to do is dial the OPay USSD code—*955#—on the phone number you used to register your opay account.
Choose the “Activate USSD Banking” and enter your OPay PIN to authorize the activation. Meanwhile, network charge can apply. Depending on the service provider you’re using, an amount of N10 is charged from MTN subscribers.
Once the USSD banking is activated, you can begin to transact on your OPay without the app and without internet connection.
Note, you can only perform transactions like fund transfer, balance checking, savings, bill payments, airtime and data top up, withdraw, add money and card management on the OPay’s USSD Code.
How to Use OPay’s USSD Code to Transfer Money
Very simple! Just follow the instructions below to successfully transfer money from your OPay account to another bank account in Nigeria using the *955# USSD Code.
- Dial *955# USSD code on your OPay registered phone number.
- On the prompt screen, select option 1 which is “Transfer”.
- Follow the remaining prompts to select recipient’s bank, amount you which to send and note of the transaction.
- Once you file the transaction information, enter your OPay PIN to authorize the transfer.
Must Read: Deleting or clearing OPay transactions history. Here’s everything you need to know.
Once you receive successful message that your money has been sent, you can go ahead to check your account balance. To do that, simply dial the USSD code and choose “Check Balance” option. Follow the prompts that appear to view your remaining balance.
In essence, the benefit of the OPay USSD code is that it makes banking easy and accessible for everyone—even without the internet or a smartphone. You can use it to send money, pay bills, recharge your phone, and check your balance quickly, just by dialing *955#.
It’s especially helpful in areas with poor internet or for people who prefer simple and reliable ways to manage their money. If you get value from this article, please share to your profiles on social media. Cheers!
