Many Credit Bureaus checker platforms in Nigeria charge people to help them check their credit score and reports on the credit bureaus in the country. However, a solution has come; in this article, I will show you how you can check your credit report on the major credit bureaus available in Nigeria free of charge using Carbon Loan App.
You don't necessary need to verify the Carbon App to use the credit score checker on the Nigerian's loan application. All you need is a valid email address, working phone number, your full legal name (preferably, the ones on your BVN) and your Bank Verification Number.
You don't need to upload your national ID card or proof your home/office address on the Carbon App to check your credit score on the app. However, if you want to get a loan from the app or you want to perform other financial transaction, you may need to upload all those documents to verify your account fully.
Click on the next page to learn how you can check your credit score/report easily on the Carbon Loan App.
How to Check Credit Score on Carbon Loan App
Follow these simple steps to check your credit score on CRC Credit Bureau and FirstCentral Credit Bureau using Carbon Loan App.
STEP1: Download Carbon Loan App
If you're using Android, you can open the Google Playstore on your phone and search for "Carbon Loan App'' to download and install the loan app. Similarly for iPhone users, simply head over to your Apple store and use the search bar to find "Carbon Loan App'" and tap on "Get" to have the app installed on your iOS devices.
STEP2: Register An Account
Once you install the Carbon Loan App successfully, you'll need to create an account on the app so that you'll be able to use the CS/CR checker. Register an account using your email address and phone number. You'll also be required to enter your bank verification number (BVN) and the name attached to the BVN for verification that it's truly your accurate information.
STEP3: Login to Carbon
Login to the Carbon App using your email address and the unique password you created upon account creation. It's important that CRC Credit Bureau and FirstCentral Credit Bureau are the major, recognized and most used Credit Bureau platforms in Nigeria.
Even if you're blacklisted on credit bureau, look no more than these two bureaus in Nigeria. In the Carbon App, you can check your credit report on CRC Credit Bureau and FirstCentral Credit Bureaus. Let's get started.
STEP4: Check Your Credit Report
- Login to your Carbon Loan App and click on "Account" from the tabs outlined at the bottom of the dashboard.
- On the "Account" page, scroll down and click on "Credit Report".
You'll then see your credit report and the list of financial institutions that have blacklisted your name on the credit bureau.
Tap "Next" to see the credit report I checked using the Carbon Loan App.
The FirstCentral Credit Score Report:
.webp "My FirstCentral Credit Score Report")
The CRC's Credit Score Report:
As you can see, BlueRidge MFB has once reported me to CRC Credit Bureau but my name has been removed from the Credit Bureau Black List. So, if your issue is still open when you check your credit report, you'll see the list of bank and loan app that you're owing. All you need to do to clear your name and start rebuilding your credit score, just repay your outstanding loan.
Do you find this article helpful? Please share and you can also watch the full video on our YouTube channel for free. If you've also use the app to check your credit report, feel free to share in the commemt section below.
